Cotter Advice Pty Ltd is a joint venture between Asher Cotter’s nominee and HNW Group Holdings Pty Ltd to own business goodwill. The shareholding for Cotter Advice Pty Ltd is Asher Cotter’s nominee (49%) and HNW Group Holdings Pty Ltd (51%). Regulated activity is provided by advisers sub-authorised by Life’s Nett Pty Ltd (ASIC 1293632). Life’s Nett Pty Ltd is a corporate representative of HNW Planning Pty Ltd (AFSL and ACL 225216). Revenue sourced from Cotter Advice Pty Ltd’s goodwill, net of fees paid to HNW Planning for its licensing services, is paid to Cotter Advice Pty Ltd. Cotter Advice Pty Ltd then meets operational costs including support staff, rent, and associate remuneration. If there are distributable profits, such profits may be retained and re-invested in the business, or alternatively dividends may be paid to shareholders.