After working for 40 years, Jodie and Dave felt it was time to plan their exit from the drudgery of their jobs. This adventurous couple loved to travel and had planned a trip around the world after retirement. But, before they went on their trip, they wanted to set up their finances to be able to sustain them for the rest of their retirement.
Jodie is in her early fifties while Dave is in his mid-sixties. They are hard workers and love to enjoy life. According to them, people should work to live, not the other way around. They say all their hard work over the years has been so they can afford to live the life of their dreams.
Jodie has worked in finance all her life. She started out as an accountant at a local bank in her hometown, Hobart, and later ended up in public service. On the other hand, Dave has worked as a doctor for the last 35 years.
The two while vacationing in Peru, and they hit it off immediately. Dave was pleasantly surprised to realise that he lived not far from where Jodie worked. He and Jodie reconnected when they returned to Australia and married in six months. They have been married for 33 years and have two children and three grandchildren.
Jodie and Dave have had different financial advisers over the years but were looking for an adviser they could rely on to actively walk with them on their journey to financial independence upon retirement. A recommendation from a friend led them to Life’s Nett.
That was in 2019, and three years down the line, Jodie and Dave say choosing Life’s Net is the best decision they have ever made. When they came to us, they wanted to retire in five years. Currently, both are retired and have visited three destinations on their world travel list so far.
You may wonder how we managed to help Jodie and Dave retire earlier than planned. Simple. We created a plan that helped them maximise their financial capacity and assigned a financial adviser that could help them get where they wanted sooner.
Jodie says, “our financial adviser is the best. She is an excellent listener and is always willing to address our concerns. We have never worried about her commitment to us”. Dave agrees with Jodie’s sentiments and says he and his wife are living the life of their dreams thanks to their financial adviser.
Because Jodie and Dave planned on spending most of their time travelling and visiting their children and grandchildren in their spare time, we advised them to sell their large family home and buy a smaller one that could accommodate both of them.
This move helped them cut home maintenance costs. Their property fetched a good price in the property market, and their financial adviser guided them to invest part of their profit into a passive income source while they put the rest into their superannuation savings and pension fund. The couple now has a steady income they receive every month.
Dave says, “when we chose to retire, we never imagined life could be this good”. We live in a beautiful cottage and can travel any time we want, without worrying about money. Our future has never been brighter!”